Credit Manager

Date: Jun 19, 2022

Location: Phoenix, AZ, US

Company: WillScot | Mobile Mini

WillScot Mobile Mini (NASDAQ WSC) is the industry leader in providing storage solutions and modular workplace solutions to customers across North America. We serve ~50,000 customers with space solution needs daily, through a network of 100+ branch locations throughout North America.

Our legacy is rooted in product innovation, a reputation for exceptional customer service, effective management of business operations, and the ability to attract and retain the industry’s most talented staff and management team. Our values guide us to achieving our true potential and create an inclusive work environment which allows every person to thrive.

ABOUT THE JOB:

The Credit Manager will lead in the development, management and improvement of the business’ credit policy and credit approval processes with particular emphasis on customer master management and the harmonization and automation of credit-related processes following the recent WillScot Mobile Mini merger.

WHAT YOU'LL BE DOING:

  • Lead team responsible to research and evaluate client creditworthiness, approving and rejecting applications based on credibility and potential revenue and losses; predictive risk versus reward modeling. 
  • Manage process cycle time to exceed internal and external expectations, managing to best-in-class standards 
  • Work with cross-functional business teams in the creation of credit scorecards to accurately predict risk and develop mitigation strategies (deposits, advance payments, etc.) aimed at balancing risk in favor of WillScot Mobile Mini. 
  • Work with external trade credit partners to refine and automate interfaces and automations to streamline the process and reduce cycle time. 
  • Identify and develop additional risk mitigants (liens, ILOC, UCC, etc.) 
  • Maintain Customer Master fields and fee flags. 
  • Regularly perform ad-hoc analysis as required. 
  • Help to drive process improvements and projects within Credit & Collections environment. 
  • Monitor automated credit tools & work with internal stakeholders & vendor on any systematic issues.  
  • Own onboarding and offboarding process for licensed users.  
  • Collaborate and coordinate with other departments to gather necessary data to conduct analyses. 
  • Assist in the development and analysis of the forecast and annual plan for Collection Metrics (Days Sales Outstanding, Cash Collections, Past Dues) 
  • Perform financial benchmarking for Credit & Collections by analyzing current and past due trends in Key Performance Indicators.  
  • Develop and execute training for new and existing staff. 
  • Other duties as assigned 

EDUCATION AND QUALIFICATIONS:

  • Bachelor’s degree in Finance, Accounting, Economics, Information Technology or similar course of study
  • 5 years’ successful experience in commercial or consumer credit/lending managing to predictive risk in a high volume, large ticket environment
  • 5 years’ experience directly managing 3 or more team members
  • 3 years’ experience managing external vendors or partners in a technology driven environment
  • Experience assessing strategy and managing initiatives to KPIs

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

 

WillScot Mobile Mini is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. WillScot Mobile Mini takes affirmative action in support of this policy to employ and advance in employment individuals who are minorities, women, disabled, and veterans.


Nearest Major Market: Phoenix

Job Segment: Outside Sales, Credit, Manager, Sales, Finance, Management